Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
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Adjustable Rate Mortgages (ARM)

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
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Hybrid ARMs
(3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
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USDA/RD

USDA/RD loans offer 100% financing. It is a mortgage loan offered to rural property owners by the Department of United States Department of Agriculture.
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FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
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Home Ready and Home Possible Loans

Conventional loan programs offered by Fannie Mae and Freddie Mac. They give the consumer the option of a 3% or 5% down payment.
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Jumbo Loans

Mortgages for loan amounts that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). 
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ELite Programs

Interest rate incentive for consumers who qualify for the program. Includes conventional, FHA, and VA loans. 
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Programs that don't require PMI

Get a mortgage that doesn't require PMI with as little as 3% down.

Questions?

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Home Base MOrtgage Group
​NMLS# 1621025