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Programs we offer

Home Base Mortgage Group offers fixed rate and adjustable-rate mortgages and some programs that require no PMI. We also offer an interest rate incentive for consumers who qualify for our elite program. Let one of our licensed mortgage brokers guide you into the program that best fits your needs. 

Conventional Loans

A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional or conforming, mortgage adheres to the guidelines set by Fannie Mae & Freddie Mac. It may have either a fixed or adjustable rate. Low down payment options available 

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans' exceptional benefits, including low-interest rates and no down payment requirements. This program was designed to help military veterans realize the American dream of homeownership. 

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment. 

Jumbo Loans 

Mortgages for loan amounts that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA)

USDA/ RD

USDA/RD loans offer 100% financing. It is a mortgage loan offered to rural property owners by the United States Department of Agriculture. 

Construction Loans 

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